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The Virginia Beach Real Estate market PCS Season is upon us!

Spring has sprung and so to has the Hampton Roads Real Estate market, with over 800 new homes listed in the last 7 days there are plenty of good deals to be had.  Typically this time of year many of our military families are preparing to sell their homes ahead of a change in duty station, May and June bring lots of new listings on premium homes in hopes of a summer time closing. 

Summer time in the Hampton Roads area is an exciting time, there are shows at the beach, the Waterside District comes alive without door dining and entertainment and there are always 1 hundred things to do.  There really is no better time to enjoy all the area has to offer, there is also no better time to take advantage of a buyers’ market and start looking for your first or next home.  Coupled with the most opportune time of year CNBC just named Virginia Beach number 3 on the list of 10 cities in the country where it’s cheaper to buy then rent, of the 10 it’s the only resort city on the list. Median Rent in the city is $1318 while the median mortgage payment is $1163 a yearly cost savings of $1860 dollars all while building equity.  Read more at

For the Active Duty and Veterans Fleet and Family offers a first time home buyers class that will walk you through the buying process step by step and provide you the tools you need to make informed decisions.  With representatives from the realtor, mortgage and various other agencies this class is taught by industry experts and is free of charge, it’s also a no pressure environment focused on education not sales, a benefit that is worth its weight in gold that is unfortunately largely un-used.  Couple this with your VA loan benefit and you can be in your new home with little out of pocket expense and no down payment.  For more information visit the Fleet and Family page

If you’re not active duties don’t fret, with a government backed FHA loan you may qualify for financing at significantly reduced out of pocket expense.  If you meet the FHA funding requirements for basic income and credit score you can buy with as little as 3.5% down, with current interest rates ownership is generally cheaper than renting and you are building equity, and more importantly wealth in the process!

These are just a few options there are many available and a Mortgage professional can answer all your questions and help guide you to the product that makes sense for you.  Most of whom do not charge a consultation fee, just make sure when Interviewing your perspective mortgage provider you ask the tough questions, I say interview because at the end of the day that’s what it is, they want your business make them earn it, if you’re not satisfied find another.  Talk to your friends and co-workers find out who they used, who they liked and who they didn’t, an ounce of research here could potentially save you thousands in the long run.

Whether you want to buy in Virginia Beach, Norfolk, Chesapeake, Portsmouth or Suffolk there is no better time than now, Carpe Diem! The Hampton Roads Real Estate Market is alive and well and begging you to hop onboard, start building wealth and equity, and start solidifying your financial future and hopefully freedom Today.  Choose your team wisely, from your realtor to your mortgage professional and all the supporting staff in between, ask the tough questions and don’t settle for the easy answers, after all these folks work for you at the end of the day make them earn it!  And most importantly enjoy the process and don’t settle for anything less then what you deserve and desire the right home is out there we just have to find it.

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